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Life happens, right? Sometimes, despite our best efforts, we might find ourselves in a situation where we can't even swing the **minimum payment** on our Chase credit card. First things first, don't panic! Ignoring the problem will only make it worse. The moment you realize you're going to be short, reach out to Chase's customer service. Explain your situation and see if they can offer any assistance. They might be able to set up a *payment plan*, waive late fees, or temporarily lower your interest rate. Communication is key here. Chase might also offer hardship programs for customers facing financial difficulties. These programs can provide temporary relief, such as reduced payments or deferred payments, to help you get back on your feet.